Meet the Team

I am very proud of our Team and the effort they make to provide the best possible advice and service.


Stephen Watson

Stephen Watson
Founder and Managing Director of the company.

My career in the financial services world started in 1978. I have been part of many changes over the years and have gained a lot of experience advising businesses and individuals.

In my spare time I prefer to be outside. I enjoy exploring the countryside with my family, which include many pets and animals. I am a keen horse rider and have competed in dressage at Regional and National level.


Nicholas Wood

Nicholas Wood
Chartered Financial Planner/Director

Nick has over 25 years’ experience as an adviser, having worked both with providers and in private practice. He is a Chartered Financial Planner,  which he achieved in its first year of introduction. Working with individual and corporate clients he is particularly keen on pre and post retirement planning .

Outside of the office he has a passion for steam railways, large and small, and is much involved with the Bodmin & Wenford Railway. His other passion is for mountains and skiing.


Chris Phillips

Chris Phillips
Chartered Financial Planner/Director

Chris was the first Graduate Trainee on the Watson French Graduate Trainee Scheme and gained his Diploma in Regulated Financial Planning under the mentorship of Stephen and Nick.  He has since achieved Chartered Financial Planner status, Fellowship of the Personal Finance Society and became a director in 2017.

Chris provides advice on pensions, investments, trust and estate planning, protection and mortgages as well as financial planning for business owners and company directors.

Chris’s background is in agriculture – having been brought up on the family farm in west Cornwall he went on to study Agriculture at the University of Reading and graduated with a first-class honours degree in 2011.

A keen cricketer, he spends his summer Saturdays playing for his local cricket club.    


Gemma Whitby

Gemma Whitby
Administration Manager

Gemma joined Watson French in 2011 and became our Administration Manager in 2012. She provides administrative support and guidance to the advisory team and Managing Director, interacting directly with clients and financial institutions, as well as overseeing administrative processes and procedures. Gemma and our Administration Assistant, Chris Ball, will often be your first point of contact with Watson French and will deal with all matters professionally and confidentially.


Chris Ball

Chris Ball
Administration Assistant.

Chris is originally from Manchester and moved to Cornwall in September 2013.   He has 10 years’ experience working in administration and customer service, before that he waited on tables at an American chain restaurant.

One of his hobbies is playing computer games, he enjoys playing online multiplayer games the most.


Aaron Dee

Aaron Dee
Independent Financial Adviser

Aaron is the newest adviser to Watson French having completed his Diploma in Regulated Financial Planning in July 2017. Aaron advises clients on mortgages, pensions, protection and investments whilst working towards Chartered Status.

Aaron has a background in science having studied Chemistry at university and spent time working in R&D for an oil and gas company. He also brings a lot of experience of regulated industries from his time working in Regulatory Affairs for Pharmaceutical and Medical Device companies.

In his spare time Aaron is kept busy by his martial arts training. He is a 2nd dan black belt in the Korean martial art Tang Soo Do and runs a weekly class for 10-16 year olds. He also enjoys surfing, climbing, yoga, walking the Cornish coastline and playing strategy games and puzzles.


Colleen Reynolds

Colleen Reynolds
Graduate Trainee IFA

Newest graduate to join the team. Colleen was born and raised in South Africa and graduated a qualified educator. A thirst for travel and adventure led her to working on luxury cruise liners across the globe and eventually settling in Cornwall in 2016. She spent time working in alternative provision academies throughout Cornwall before joining the Watson French team in November 2017.

In her spare time she enjoys spending time with friends and family, being outdoors travelling and planning future adventures.

Call us today
01872 225885