Meet the Team

I am very proud of our Team and the effort they make to provide the best possible advice and service.

Stephen Watson

Stephen Watson

My career in financial services started in 1978.  Since then I have experienced much and advised clients from all walks of life, both rich and poor!

During this time I have made some delightful friendships and developed many longstanding client associations.

I am immensely proud of my company, what it stands for and the team of dedicated individuals that supports it and continues to develop it.

The business was started with nothing more than a plan of action many years ago, now here we are with assets under our management in excess of £100m offering ongoing advice to a large number of clients and continuing to welcome new clients introduced to us.

On a personal note I have a keen interest in most outdoor pursuits and activities and can often be found walking five collies (my wife collects collies!).

Chris Phillips

Chris Phillips
Managing Director and Chartered Financial Planner

Since joining Watson French as the first Graduate Trainee in 2012, Chris has achieved Chartered Financial Planner status, is a Fellow of the Personal Finance Society, became a director in 2017 and is now Managing Director.

As a full member of STEP and a Trust and Estate Practitioner, Chris has highly specialist knowledge in the field of trusts, trustee investments, wealth structuring and estate planning.  Chris advises private individuals and businesses on all aspects of financial planning, including pensions and retirement planning, investments and protection.

Chris’s background is in agriculture – having been brought up on the family farm in west Cornwall he went on to study Agriculture at the University of Reading and graduated with a first-class honours degree in 2011.  

Chris enjoys spending time with his young family, playing golf, and is a keen follower of cricket.  He also serves as Treasurer and trustee for a local charity.

Gemma Whitby

Gemma Whitby
Administration Manager

Gemma joined Watson French in 2011 and became our Administration Manager in 2012. She provides administrative and technical support and guidance to the advisory team, Managing Director and Chairman, whilst interacting directly with clients and providers, and oversees company administrative processes and procedures. Gemma and our Administrator, Charlotte, will often be your first point of contact with Watson French and will deal with all matters professionally and confidentially.

Gemma holds the CertFS qualification from the Chartered Insurance Institute. 

Charlotte Pearson

Charlotte Pearson

Charlotte joined us in October 2018. She has previously worked in Greece, France and aboard a Superyacht in different hospitality roles gaining varied knowledge and experience. Charlotte is organised and approachable with a keen eye for detail, working with Gemma to provide a professional and friendly service.

In her spare time Charlotte enjoys spending time with loved ones and skiing.

Charlotte is currently taking maternity leave and will be returning to the team in May 2022.

Colleen Reynolds

Colleen Reynolds
Associate IFA

Colleen was born and raised in South Africa and graduated a qualified educator. A thirst for travel and adventure led her to working on luxury cruise liners across the globe and eventually settling in Cornwall in 2016. She spent time working in alternative provision academies throughout Cornwall before joining the Watson French team in November 2017.

In her spare time she enjoys spending time with friends and family, being outdoors travelling and planning future adventures.

Colleen is currently on maternity leave and will be returning in Janaury 2022.

Nick Wood

Nick Wood

Nick has over 25 years’ experience as an adviser, having worked both with providers and in private practice. Working with individual and corporate clients he is particularly keen on pre and post retirement planning .

Outside of the office he has a passion for steam railways, large and small, and is much involved with the Bodmin & Wenford Railway. His other passion is for mountains and skiing.

Nick retired in May 2019 although continues to be involved with the business in a consultancy role.

Robert Dougherty

Robert Dougherty
Graduate Trainee IFA

Robert is the newest Graduate Trainee IFA and is currently studying for his Diploma in Regulated Financial Planning.  Robert graduated with a degree in Finance and Investment Banking and has previously worked in the retail industry. 

He enjoys keeping fit by running on trails and doing yoga. He is also passionate about protecting the environment and nature.  

Call us today
01872 225885